Loan Programs offered by Titan Home Lending, LLC.

FHA 203B (Standard FHA Loan)

  • Purchase or Refinance
  • Primary Residence
  • 1-4 Unit Properties
  • Single Family detached, town homes, manufactured homes eligible
  • Condos eligible if condo FHA approved CLICK HERE
  • Loan amount for your county CLICK HERE
  • 3.5% down based on lower of Sales Price or Appraisal
  • Co-Signers allowed
  • Seller can Pay up to 6% of sales price to buyer’s closing costs
  • Gift Funds Allowed
  • Full Documentation Required GIFT DOCUMENTATION REQUIREMENTS CLICK HERE
  • Assumable Loan

Fannie Mae Homestyle® Renovation Loan

  • Purchase or Refinance
  • Property CLOSES AS-IS and all work completed after closing
  • Primary residence with 5% down
  • Second Home with 10 % down
  • Investment property with 25% down
  • 1 and 2 unit properties only (2 units require 20-25% down)
  • Single Family Detached, Townhomes eligible
  • Condos must meet Fannie Mae Guidelines
  • All repairs allowed
  • Loan amounts to $417,000
  • Code liens and open permits OK
  • Move a home
  • Structural repairs allowed
  • Major Renovations Allowed
  • Well and Septic Repairs Allowed
  • LIST OF ELIGIBLE REPAIRS CLICK HERE
  • NO LIMIT TO REPAIRS
  • Work must be completed in 6 months from closing
  • All work must be done by ONE LICENSED GENERAL CONTRACTOR
  • Progress Payments to Contractor (Based on work completed) no advances to GC
  • FHA 203k INSPECTOR (HUD APPROVAL REQUIRED) CLICK HERE
  • Pool Repairs Allowed and POOL CAN BE ADDED!
  • Fencing, termite treatment and repairs allowed
  • Landscaping and irrigation allowed
  • Driveways allowed

FHA 203k Renovation Loan “FULL” (203k Full)

  • Purchase or Refinance
  • Property CLOSES AS-IS and all work completed after closing
  • Primary Residence
  • 1-4 Unit Properties
  • Can be used to convert to 1,2,4 or 4 unit property
  • Single family detached, townhomes, manufactured homes eligible
  • Mixed use properties
  • Condos ARE NOT ELIGIBLE
  • Loan amount for your county CLICK HERE
  • 3.5% down based on SALES PRICE + IMPROVEMENTS
  • Co-Signers Allowed
  • Gift Funds Allowed   GIFT DOCUMENTATION REQUIREMENTS CLICK HERE
  • Assumable Loan
  • Illegal additions can be corrected
  • Code liens and open permits OK
  • Move a home
  • Structural repairs allowed
  • Major Renovations Allowed
  • Well and Septic Repairs Allowed
  • LIST OF ELIGIBLE REPAIRS CLICK HERE
  • NO LIMIT TO REPAIRS
  • Work must be completed in 6 months from closing
  • All work must be done by ONE LICENSED GENERAL CONTRACTOR
  • Progress Payments to Contractor (Based on work completed) no advances to GC
  • FHA 203k INSPECTOR (HUD APPROVAL REQUIRED) CLICK HERE
  • Pool Repairs Allowed up to $1500 (Buyer can fund additional if required)
  • Fencing, termite treatment and repairs allowed
  • Landscaping and irrigation allowed
  • Driveways allowed
  • Decks allowed
  • Room Additions, bedrooms and bathrooms can be added
  • Finance 1-6 payments into loan if needed

FHA 203k Renovation Loan “Streamline” (203k Streamline)

  • Purchase or Refinance
  • Property CLOSES AS-IS and all work completed after closing
  • Primary Residence
  • 1 and 2 unit properties
  • Single family detached, townhomes eligible
  • Condos ARE NOT ELIGIBLE
  • Loan amount for your county CLICK HERE
  • 3.5% down based on SALES PRICE + IMPROVEMENTS
  • Gift Funds Allowed   GIFT DOCUMENTATION REQUIREMENTS CLICK HERE
  • Assumable Loan
  • Very limited and specific repairs allowed
  • Structural repairs NOT allowed
  • Major Renovations NOT Allowed
  • Well and Septic Repairs NOT Allowed
  • Maximum $35,000 in REPAIR ESCROW (Total repairs limited to $28k-$30k +contingency reserve)
  • All work must be done by ONE LICENSED GENERAL CONTRACTOR
  • 50% advance to contractor 50% at completion
  • FHA 203k INSPECTOR NOT REQUIRED BUT HIGHLY SUGGESTED (HUD APPROVAL REQUIRED) CLICK HERE
  • NO POOL REPAIRS ALLOWED (Pool and equipment must be working properly)
  • NO Fencing, termite treatment and repairs allowed
  • NO Landscaping and irrigation allowed
  • NO Driveways improvements allowed
  • NO Deck improvements allowed
  • No Wood Repairs or Wall Repairs/Movement allowed
  • NO Room Additions, bath additions or structural changes ALLOWED
  • All work must be completed in 30 days