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About
Loans
Inspectors
Comparison
Contact
Loan Programs offered by Titan Home Lending, LLC.
FHA 203B (Standard FHA Loan)
Purchase or Refinance
Primary Residence
1-4 Unit Properties
Single Family detached, town homes, manufactured homes eligible
Condos eligible if condo FHA approved CLICK HERE
Loan amount for your county CLICK HERE
3.5% down based on lower of Sales Price or Appraisal
Co-Signers allowed
Seller can Pay up to 6% of sales price to buyer’s closing costs
Gift Funds Allowed
Full Documentation Required GIFT DOCUMENTATION REQUIREMENTS CLICK HERE
Assumable Loan
Fannie Mae Homestyle® Renovation Loan
Purchase or Refinance
Property CLOSES AS-IS and all work completed after closing
Primary residence with 5% down
Second Home with 10 % down
Investment property with 25% down
1 and 2 unit properties only (2 units require 20-25% down)
Single Family Detached, Townhomes eligible
Condos must meet Fannie Mae Guidelines
All repairs allowed
Loan amounts to $417,000
Code liens and open permits OK
Move a home
Structural repairs allowed
Major Renovations Allowed
Well and Septic Repairs Allowed
LIST OF ELIGIBLE REPAIRS CLICK HERE
NO LIMIT TO REPAIRS
Work must be completed in 6 months from closing
All work must be done by ONE LICENSED GENERAL CONTRACTOR
Progress Payments to Contractor (Based on work completed) no advances to GC
FHA 203k INSPECTOR (HUD APPROVAL REQUIRED) CLICK HERE
Pool Repairs Allowed and POOL CAN BE ADDED!
Fencing, termite treatment and repairs allowed
Landscaping and irrigation allowed
Driveways allowed
FHA 203k Renovation Loan “FULL” (203k Full)
Purchase or Refinance
Property CLOSES AS-IS and all work completed after closing
Primary Residence
1-4 Unit Properties
Can be used to convert to 1,2,4 or 4 unit property
Single family detached, townhomes, manufactured homes eligible
Mixed use properties
Condos ARE NOT ELIGIBLE
Loan amount for your county CLICK HERE
3.5% down based on SALES PRICE + IMPROVEMENTS
Co-Signers Allowed
Gift Funds Allowed GIFT DOCUMENTATION REQUIREMENTS CLICK HERE
Assumable Loan
Illegal additions can be corrected
Code liens and open permits OK
Move a home
Structural repairs allowed
Major Renovations Allowed
Well and Septic Repairs Allowed
LIST OF ELIGIBLE REPAIRS CLICK HERE
NO LIMIT TO REPAIRS
Work must be completed in 6 months from closing
All work must be done by ONE LICENSED GENERAL CONTRACTOR
Progress Payments to Contractor (Based on work completed) no advances to GC
FHA 203k INSPECTOR (HUD APPROVAL REQUIRED) CLICK HERE
Pool Repairs Allowed up to $1500 (Buyer can fund additional if required)
Fencing, termite treatment and repairs allowed
Landscaping and irrigation allowed
Driveways allowed
Decks allowed
Room Additions, bedrooms and bathrooms can be added
Finance 1-6 payments into loan if needed
FHA 203k Renovation Loan “Streamline” (203k Streamline)
Purchase or Refinance
Property CLOSES AS-IS and all work completed after closing
Primary Residence
1 and 2 unit properties
Single family detached, townhomes eligible
Condos ARE NOT ELIGIBLE
Loan amount for your county CLICK HERE
3.5% down based on SALES PRICE + IMPROVEMENTS
Gift Funds Allowed GIFT DOCUMENTATION REQUIREMENTS CLICK HERE
Assumable Loan
Very limited and specific repairs allowed
Structural repairs NOT allowed
Major Renovations NOT Allowed
Well and Septic Repairs NOT Allowed
Maximum $35,000 in REPAIR ESCROW (Total repairs limited to $28k-$30k +contingency reserve)
All work must be done by ONE LICENSED GENERAL CONTRACTOR
50% advance to contractor 50% at completion
FHA 203k INSPECTOR NOT REQUIRED BUT HIGHLY SUGGESTED (HUD APPROVAL REQUIRED) CLICK HERE
NO POOL REPAIRS ALLOWED (Pool and equipment must be working properly)
NO Fencing, termite treatment and repairs allowed
NO Landscaping and irrigation allowed
NO Driveways improvements allowed
NO Deck improvements allowed
No Wood Repairs or Wall Repairs/Movement allowed
NO Room Additions, bath additions or structural changes ALLOWED
All work must be completed in 30 days